Fawaz Jouhar Hayat

Chief Executive Officer – CEO

Mr. Hayat is the Chief Executive Officer of Khaleda Holding Company, with over 23 years of experience in retail and corporate banking, corporate finance, and treasury operations. He has held senior roles at leading financial institutions, including Gulf Bank, Bank of Bahrain and Kuwait, and Kuwait International Bank, and most recently served as Vice Chairman of Al Massaleh Investment Company.

He holds a degree in Business Management from the University of Miami and is widely respected as a banking professional and business consultant, known for his strategic leadership, financial optimization expertise, and ability to drive sustainable business growth.